Effective date: September 15, 2026

Operator: Michael Storzieri, doing business as Doctor Micro (“we,” “us”)

Product: MicroBooks

By accessing or using MicroBooks, you agree to these Terms. If you do not agree, do not use the service.

1. The service

MicroBooks is a bookkeeping application for Doctor Micro. Features may include ledgers, imports, reconciliation, invoices/bills, reports, optional bank linking (via Plaid), and optional client payment processing (via Stripe). Features may change as we improve the product.

2. Eligibility and accounts

You must be able to form a binding contract and use MicroBooks only for lawful business/bookkeeping purposes. You are responsible for safeguarding login credentials and for activity under your account.

3. Your data and responsibilities

You retain ownership of the bookkeeping content you provide. You grant us a limited license to host and process that content solely to operate MicroBooks.

You are responsible for:

• The accuracy of records you enter or import
• Compliance with tax and accounting obligations
• Ensuring you have rights to link financial accounts you connect
• Client payment authorizations you initiate

MicroBooks assists with bookkeeping; it does not provide legal, tax, or financial advice.

4. Third-party services

MicroBooks may integrate with third parties, including:

• Plaid — account linking and transaction data
• Stripe — payment processing

Your use of those services may also be subject to their terms and privacy policies. We are not responsible for third-party services outside our reasonable control.

5. Acceptable use

You agree not to misuse MicroBooks, including attempting unauthorized access, disrupting the service, reverse engineering except where permitted by law, or using it for unlawful activity.

6. Fees

If any fees apply to MicroBooks or related services (including Plaid or Stripe fees), they will be disclosed separately. Third-party processor fees are governed by those providers.

7. Disclaimers

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. We do not warrant that the service will be uninterrupted or error-free, or that imported financial data will be complete or accurate.

8. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL. OUR TOTAL LIABILITY FOR CLAIMS RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) AMOUNTS YOU PAID US FOR MICROBOOKS IN THE 12 MONTHS BEFORE THE CLAIM OR (B) USD $100.

9. Termination

You may stop using MicroBooks at any time. We may suspend or terminate access if you violate these Terms or if we discontinue the service. Provisions that should survive (including ownership, disclaimers, and limitations) will survive termination.

10. Changes

We may update these Terms by posting a revised version. Continued use after changes become effective constitutes acceptance.

11. Governing law

These Terms are governed by the laws of the State of California, excluding conflict-of-law rules, unless mandatory local law provides otherwise.

12. Contact

Doctor Micro — Michael Storzieri

Contact us through your usual Doctor Micro channel or the email associated with your account.

This page is a product/compliance template for MicroBooks and is not formal legal advice.